:root{--ink:#103247;--deep:#0e4861;--teal:#08768b;--aqua:#8cd5df;--paper:#f6fafb;--line:#d9e8eb;--muted:#446474}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--ink);font:16px/1.65 system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;background:#fff}a{color:#075b70;text-underline-offset:3px}a:hover{color:#04394a}a:focus-visible,summary:focus-visible{outline:3px solid #ef9c39;outline-offset:4px}.wrap{width:min(1140px,calc(100% - 40px));margin:auto}.skip{position:absolute;left:-9999px;z-index:20;background:#fff;padding:12px}.skip:focus{left:12px;top:12px}.site-header{border-bottom:1px solid var(--line);background:#fff}.header-row{display:flex;align-items:center;justify-content:space-between;gap:24px;min-height:86px}.brand{display:inline-flex;align-items:center;gap:12px;text-decoration:none;color:var(--ink);font-size:15px;line-height:1.15;font-weight:600;letter-spacing:-.02em;white-space:nowrap}.brand strong{font-size:18px}.brand svg{flex:none}.site-header nav{display:flex;gap:28px;align-items:center}.site-header nav a{text-decoration:none;color:var(--ink);font-weight:650;font-size:14px}.site-header nav a:hover{text-decoration:underline}.header-call{border:1px solid var(--deep);border-radius:6px;padding:10px 16px;text-decoration:none;font-weight:750;white-space:nowrap}.hero{background:linear-gradient(112deg,#eaf7f8 0%,#f7fbfc 60%,#eaf2f5 100%);border-bottom:1px solid var(--line)}.hero-inner{display:grid;grid-template-columns:minmax(0,1.55fr) minmax(270px,.85fr);gap:70px;align-items:center;padding:84px 0}.eyebrow{color:var(--teal);font-size:13px;font-weight:800;text-transform:uppercase;letter-spacing:.16em;margin:0 0 16px}h1,h2,h3{line-height:1.15;letter-spacing:-.035em}h1{font-size:clamp(2.6rem,5.2vw,4.8rem);margin:0 0 22px;max-width:820px}h2{font-size:clamp(1.8rem,3vw,2.65rem);margin:0 0 26px}h3{font-size:1.28rem;margin:0 0 12px}.lead{font-size:1.2rem;color:#315365;max-width:680px;line-height:1.55;margin:0}.hero-actions{display:flex;align-items:center;gap:20px;flex-wrap:wrap;margin-top:32px}.hero-actions span{color:var(--muted);font-size:14px}.button{display:inline-flex;align-items:center;justify-content:center;background:var(--deep);color:#fff;padding:14px 21px;min-height:50px;border-radius:6px;text-decoration:none;font-weight:750;white-space:nowrap}.button:hover{background:#073449;color:#fff}.hero-aside{background:#fff;border:1px solid var(--line);border-top:5px solid var(--teal);border-radius:8px;padding:30px;box-shadow:0 14px 36px #134b5a0d}.hero-aside h2{font-size:1.6rem;margin:12px 0}.hero-aside p{margin:0;color:var(--muted)}.aside-label{font-size:13px;text-transform:uppercase;letter-spacing:.12em;font-weight:800;color:var(--teal)}.section{padding:76px 0}.section.muted{background:var(--paper);border-block:1px solid var(--line)}.section p{max-width:850px;margin-top:0}.intro-grid,.split{display:grid;grid-template-columns:1fr 1fr;gap:56px}.intro-grid p{font-size:1.1rem}.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}.tile{border:1px solid var(--line);border-radius:7px;padding:24px;background:#fff}.tile-no{display:block;font-size:13px;color:var(--teal);font-weight:800;margin-bottom:26px}.tile h3 a{text-decoration:none;color:var(--ink)}.tile h3 a:hover{text-decoration:underline}.tile p{color:var(--muted);margin:0}.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:34px}.steps article{border-top:3px solid var(--aqua);padding-top:18px}.steps b{display:block;color:var(--teal);margin-bottom:24px}.steps p{color:var(--muted)}.fine{font-size:14px;color:var(--muted);margin-top:28px!important}.note{background:#e9f5f7;border-radius:7px;padding:27px}.note strong{display:block;font-size:1.15rem;margin-bottom:12px}.note p{margin:0}.note ul{padding-left:20px;margin-bottom:0}.area-list{display:flex;gap:10px;flex-wrap:wrap;list-style:none;padding:8px 0 0}.area-list a{display:inline-block;border:1px solid var(--line);border-radius:30px;padding:7px 15px;text-decoration:none;font-weight:650}.faq{max-width:840px}.faq details{border-bottom:1px solid var(--line);padding:18px 0}.faq summary{cursor:pointer;font-size:1.08rem;font-weight:700}.faq p{color:var(--muted);padding-top:14px;margin:0}.article{max-width:800px;font-size:1.08rem}.article p{margin:0 0 19px}.cta{background:var(--deep);color:#fff;padding:55px 0}.cta-row{display:flex;justify-content:space-between;align-items:center;gap:40px}.cta h2{margin:0 0 14px}.cta p{max-width:720px;margin:0;color:#d5e9ed}.cta .eyebrow{color:var(--aqua);margin-bottom:10px}.button.light{background:#fff;color:var(--deep)}.button.light:hover{background:#dff4f6}.bigphone{font-size:clamp(1.8rem,3vw,2.6rem);font-weight:800}footer{background:#092e41;color:#e5f1f4;padding:55px 0 20px}.footer-grid{display:grid;grid-template-columns:2fr 1fr 1.5fr;gap:65px}.footer-grid p{color:#b9d0d8;font-size:14px}.footer-grid h2{font-size:17px;margin:0 0 15px}.footer-grid a{display:block;color:#e5f1f4;margin-bottom:9px}.footer-grid .brand{display:inline-flex}.footphone{font-weight:800;font-size:1.2rem}.legal{border-top:1px solid #31546a;margin-top:32px;padding-top:18px;font-size:13px;color:#a6c4cf}.mobile-call{display:none}.notfound{padding:120px 0;min-height:70vh}.notfound h1{font-size:3rem}@media(max-width:850px){.header-row{flex-wrap:wrap;padding:12px 0}.site-header nav{order:3;width:100%;justify-content:space-between;gap:12px;padding:8px 0}.hero-inner{grid-template-columns:1fr;gap:32px;padding:58px 0}.cards{grid-template-columns:repeat(2,1fr)}.footer-grid{gap:25px}}@media(max-width:600px){.wrap{width:min(100% - 32px,1140px)}.header-row{min-height:72px}.header-call{display:none}.site-header nav a{font-size:13px}.hero-inner{padding:48px 0}.hero-aside{padding:23px}.section{padding:55px 0}.intro-grid,.split,.steps,.cards,.footer-grid{grid-template-columns:1fr;gap:20px}.tile-no{margin-bottom:12px}.cta-row{display:block}.cta .button{margin-top:25px}.mobile-call{display:block;position:sticky;bottom:0;background:#0e4861;color:#fff;text-align:center;padding:13px 20px;font-weight:800;text-decoration:none;box-shadow:0 -3px 15px #092e4140;z-index:10}body{padding-bottom:0}footer{padding-bottom:25px}}
/* Premium visual direction: deep marine, crisp ivory, restrained copper accents. */
:root{--ink:#102d3e;--deep:#102f41;--teal:#176d77;--aqua:#b8d7d4;--paper:#f8faf9;--line:#dce5e5;--muted:#4c646e;--copper:#b87a49}
body{color:var(--ink);background:#fff;letter-spacing:-.006em}
h1,h2,h3{font-family:Georgia,"Times New Roman",serif;font-weight:600;letter-spacing:-.043em}
h1{font-size:clamp(3rem,5.5vw,5.55rem);line-height:1.06}
h2{font-size:clamp(2rem,3.35vw,3rem)}
h3{font-size:1.38rem}
.site-header{position:relative;z-index:2;border-bottom:1px solid #dce6e6;box-shadow:0 7px 30px #143e4908}
.header-row{min-height:94px}
.site-header nav a{font-size:14px;letter-spacing:.025em}
.header-call{border-radius:2px;border-color:var(--deep);padding:11px 18px;transition:background .2s,color .2s}
.header-call:hover{background:var(--deep);color:#fff;text-decoration:none}
.hero{background:radial-gradient(circle at 74% 21%,#e5f0ee 0,transparent 34%),linear-gradient(132deg,#f7faf9 0%,#eef5f4 65%,#e4eff0 100%);border-bottom:1px solid #dbe8e8;overflow:hidden}
.hero-inner{grid-template-columns:minmax(0,1.65fr) minmax(280px,.75fr);gap:clamp(40px,6vw,95px);padding:104px 0 110px}
.hero .eyebrow{display:flex;align-items:center;gap:12px}
.hero .eyebrow:before{content:"";width:30px;height:1px;background:var(--copper)}
.lead{color:#365563;font-size:1.22rem;line-height:1.65;max-width:690px}
.hero-actions{margin-top:38px;gap:24px}
.hero-actions span{max-width:175px;line-height:1.4}
.button{border-radius:3px;background:#125667;box-shadow:0 9px 20px #0c465126;transition:transform .2s,background .2s,box-shadow .2s}
.button:hover{background:#0a3c4a;transform:translateY(-2px);box-shadow:0 13px 22px #0c46512c}
.hero-aside{position:relative;background:#12394b;color:#f5fbfa;border:0;border-radius:3px;padding:38px 34px 38px 39px;box-shadow:18px 18px 0 #c7dfde,0 24px 45px #143e4920}
.hero-aside:before{content:"";position:absolute;top:0;left:39px;width:52px;height:4px;background:#d3a279}
.hero-aside h2{font-size:1.95rem;margin:18px 0 17px;color:#fff}
.hero-aside p{color:#d1e1e4;line-height:1.7}
.aside-label{color:#bdcfcc;letter-spacing:.17em}
.section{padding:89px 0}
.section>.wrap>h2{max-width:750px;margin-bottom:31px}
.intro-grid{gap:70px}.intro-grid p{font-size:1.15rem;line-height:1.75}
.cards{gap:18px}
.tile{position:relative;border:1px solid #dce6e6;border-radius:3px;padding:30px;box-shadow:0 5px 24px #153d4810;transition:transform .2s,box-shadow .2s,border-color .2s}
.tile:hover{transform:translateY(-3px);box-shadow:0 15px 30px #153d4818;border-color:#aac9c9}
.tile-no{color:#956038;letter-spacing:.16em;font-size:12px;margin-bottom:29px}
.tile p{line-height:1.65}
.steps{gap:40px}
.steps article{border-top:1px solid #afc8c8;position:relative;padding-top:25px}
.steps article:before{content:"";position:absolute;top:-2px;left:0;width:56px;height:3px;background:var(--copper)}
.steps b{font:600 2rem Georgia,serif;color:#9f6b43;margin-bottom:24px}
.note{background:#e9f2f1;border:1px solid #d7e7e4;border-radius:3px;padding:33px}
.note strong{font-family:Georgia,serif;font-size:1.45rem}
.area-list a{border-radius:3px;background:#fff;padding:9px 16px;transition:background .2s}
.area-list a:hover{background:#e6f2f1;text-decoration:none}
.faq details{padding:20px 0}
.faq summary{font-family:Georgia,serif;font-weight:600;font-size:1.21rem}
.cta{background:#0d2e40;padding:69px 0;border-top:5px solid #b8794b}
.cta p{color:#c4d9dd}
.button.light{box-shadow:none}
footer{background:#092737}
.footer-grid{gap:75px}
.legal{border-color:#365364}
@media(max-width:850px){.hero-inner{grid-template-columns:1fr;gap:45px;padding:65px 0 77px}.hero-aside{max-width:650px;box-shadow:12px 12px 0 #c7dfde}.section{padding:68px 0}}
@media(max-width:600px){h1{font-size:clamp(2.75rem,11vw,4rem)}.header-row{min-height:77px}.hero-inner{padding:51px 0 63px}.hero-aside{padding:29px;box-shadow:8px 8px 0 #c7dfde}.hero-aside:before{left:29px}.hero-actions span{max-width:none}.section{padding:56px 0}.tile{padding:25px}.cta{padding:52px 0}.mobile-call{background:#125667}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}.button,.tile,.header-call,.area-list a{transition:none}}
.hero-visual{min-width:0}
.hero-photo{margin:0 0 22px;position:relative;box-shadow:18px 18px 0 #c7dfde}
.hero-photo img{display:block;width:100%;height:auto;aspect-ratio:3/2;object-fit:cover;border-radius:3px}
.hero-photo figcaption{position:absolute;bottom:12px;left:12px;background:#0b3040db;color:#fff;padding:5px 9px;font-size:11px;letter-spacing:.025em;border-radius:2px}
.hero-visual .hero-aside{box-shadow:none;padding:26px 30px}
.hero-visual .hero-aside:before{left:30px}
.hero-visual .hero-aside h2{font-size:1.58rem;margin:14px 0 9px}
.hero-visual .hero-aside p{font-size:14px;line-height:1.55}
@media(max-width:850px){.hero-photo{box-shadow:10px 10px 0 #c7dfde}}